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The Annual Percentage Yield Is Available Through Today
Account Type	Compound Frequency	Interest Rate	Annual* Percentage Yield	Minimum Opening Deposit
Personal** Savings	Quarterly	.90%	.904%	$100.00
Personal** Interest Checking	Monthly	.40%	.400%	$100.00
Gold** Interest Checking	Monthly	.50%	.500%	$100.00
Personal Money Market	Please Call for Current Rates
*Fees could reduce earnings. **The interest rate and APY may change at our discretion. We may change the interest rate on the account at any time. *A penalty may be assessed for early withdrawal of certificates of deposit.   Certificates of Deposit disclosure information
Account Type	Compound Frequency	Interest Rate	Annual Percentage Yield	Minimum Opening Deposit
7 Days	Weekly	1.045	1.045	$500.00
1 Month	Monthly	1.045	1.045	$500.00
3 Month	Quarterly	2.48	2.48	$500.00
182 Days	Quarterly	2.83	2.83	$500.00
1 Year *	Quarterly	2.96	3.004	$500.00
2 Year *	Quarterly	2.96	3.004	$500.00
3 Year *	Quarterly	2.96	3.004	$500.00
4 Year *	Quarterly	2.96	3.004	$500.00
5 Year *	Quarterly	2.96	3.004	$500.00
Gold Interest Checking	Quarterly	Please Call For Current Rates
Jumbo** CDs	$100,000 and over
182 Days	Quarterly	Please Call for Current Rates
1 Year*	Quarterly
2 Year*	Quarterly
3 Year*	Quarterly
4 Year*	Quarterly
5 Year*	Quarterly
*Also Individual Retirement Account **No Gold Club premium on Jumbo CD's