Personal Deposit Accounts

FREE Checking With Interest

• No monthly maintenance fee
• Unlimited checks and debit card usage
• No minimum balance required
• FREE ATM withdrawals at other bank ATMs (4 per month)-SC customers only
• Interest earned on daily balances of $1,500.00 and greater

THE MAX! Checking

For customers with a $5,000 daily balance in The MAX! checking or a combined total relationship of $15,000*

• No monthly maintenance fee if required balances are met
• Unlimited checks and debit card usage
• Premium interest earned on your daily balance
• FREE wallet checks
• FREE ATM withdrawals at other bank ATM machines (4 per month)
• FREE Travelers checks and official checks
• Discounted safe deposit box
• Preferred Certificate of Deposit rates

*A $25 monthly maintenance fee will be charged if the required balances are not met. A combined total relationship includes checking, savings, money market, CD and loan balances

Gold Interest Checking

If you are 50 or older, take advantage of our premium account services package:

• No monthly maintenance fee
• Unlimited checks and debit card usage
• No minimum balance required
• FREE ATM withdrawals at other bank ATMs (4 per month)-SC customers only
• Interest earned on your daily balance
• FREE wallet checks
• FREE Travelers and official checks
• Discounted safe deposit box
• Preferred Certificate of Deposit rates

Personal Money Market

• No monthly maintenance fee if you maintain a $1,000.00 minimum daily balance or a $2,500.00 minimum average daily balance (otherwise, $6 per month)
• Money Market rates paid on your daily balance
• Withdrawals limited to six per statement cycle; each additional withdrawal is $5

THE MAX! Money Market

• No monthly maintenance fee if you maintain a $10,000 average daily balance (otherwise, $15 per month)
• Premium Money Market rates paid on your daily balance
• Withdrawals limited to six per statement cycle; each additional withdrawal is $5

Personal Savings

• No maintenance fee if you maintain a minimum daily balance of $100.00 (otherwise, $6 per quarter)
• No maintenance fee for customers 17 years old and younger
• Six free withdrawals per calendar quarter and only $2.00 for each additional withdrawal

Certificates of Deposit

• Earn competitive fixed interest rates with as little as $500.00
• Choose a maturity term from 7 days to 5 years
• Three convenient ways to receive interest: by check, direct deposit into a The Savannah Bank account or add interest back to principal

Individual Retirement Account

• Invest in a fixed rate CD in the form of a retirement account
• Roth and Education IRA's available
• Enjoy the benefit of tax-deferred interest

Health Savings Account

• A checking account established exclusively to pay qualified medical expenses for you and your family
   

Additional Services

We also offer the following services to complement your banking needs:

• FREE Online Banking
• FREE Online Bill Payment Service
• FREE 24-Hour Telephone Banking
• Visa Check Cards
• ATM Cards
• Safe Deposit Boxes
• Night Depository
• Saturday Banking
• Notary Service
• Christmas Club Account
• Nine Convenient, Full Service Offices